Elder Law involves planning for the complex health care, long-term care, and other issues facing elderly and disabled individuals and their families. For many older Americans, poor health does not always require expert medical care but instead, help with the most basic tasks of everyday life. In truth, the possibility of needing long-term care services is often displeasing. Studies show that we stand a forty percent chance of needing long-term care at least once before we die. Therefore, everyone should take into account that at some point residency in a nursing home or an assisted living facility may be needed.

However, the substantial cost of nursing home care for an incapacitated person can wipe away a family’s nest egg and the inheritance planned for surviving family members. In fact, one-third of married couples with one spouse in a nursing home will be destitute within 13 weeks. Half will be impoverished in one year. It’s even worse for those who are single. For the elderly, 81% of all health care expenses are long-term health care costs.

Therefore, it is not surprising that over the years, our clients have expressed a number of major concerns about how to adequately plan for potential incapacity and the impact of their incapacity on their life savings and Medicaid benefits. But there is no need to leave your questions unanswered any longer.People are living longer these days and the importance of making certain they don’t outlive their money has never before been the type of challenge it is today. The truth about long-term care assistance is something we take our time talking through with anyone who needs one of these important questions answered.

Whether you’re facing these issues yourself or you have a family member who is, we encourage you to call with your questions or ask us for a free report. Be sure to call sooner rather than later because the timing of the decisions families need to make has a dramatic impact on whether or not someone can actually qualify for this type of support.

Confused about Medicaid? You’re not alone! The complexity surrounding this constantly changing area of the law can sometimes feel overwhelming… it doesn’t need to be. Call our office and schedule an appointment today. We also offer educational seminars where this information can be disseminated so ask about our upcoming schedule!